The number of workers receiving disability in the U.S. is growing so rapidly that these benefits are now the fastest rising component of Social Security spending - growing at nearly twice the rate of retirement benefits.
Even high-wage workers depend on Social Security for a substantial portion of their retirement income.
Medicare's costs are rising so rapidly that substantial tax increases, benefit cuts, or a combination of the two will be necessary.
Does it pay to save? For many households, particularly young and lower-income families, the answer is often no.
Deteriorating Medicare finances will force the federal government to consider reforming the nation's health care program for seniors, based on the just released annual report of the Social Security and Medicare Trustees.