Health Care

Defined Contributions as an Option in Medicare

At the request of the National Center for Policy Analysis (NCPA), we have analyzed a distinct new health care delivery and financing system for the Medicare aged population (excluding institutional and Medicaid individuals). The new alternative, referred to as the Medicare Defined Contribution Alternative (MDCA), allows an individual the choice between Medicare as it currently exists and a defined contribution from Medicare that must be used to purchase a plan that includes at least catastrophic insurance.